Your Passwords Will Die With You — Here’s How to Fix That

You have somewhere between 50 and 200 online accounts.

When you die, your family will need access to some of them. They’ll need to close others. A few will matter enormously — banking, email, retirement accounts, crypto, maybe a small business.

And they’ll have no idea where to start.

The Problem With Password Managers

Password managers are great for you while you’re alive. They’re a disaster for your family when you’re not. Most require biometrics or a master password your family doesn’t have. Many accounts lock or delete themselves after periods of inactivity.

What Your Family Actually Needs

Not your passwords — a map. They need to know:

• What accounts exist and where they’re held
• Which ones have financial value (bank accounts, investment accounts, crypto)
• Which subscriptions need to be cancelled
• How to access your email (for account recovery on other services)
• What to do with your social media profiles
• Where your important documents are stored digitally

The Right Way to Document Your Digital Life

Keep a Digital Asset Inventory — a secure, updated document that maps your entire digital footprint. Store it somewhere your executor can access: a fireproof safe, with your attorney, or in a sealed envelope with your will.

Update it once a year. Put a reminder on your calendar.

The Digital Asset and Password Organizer gives you the exact template — organized by category, with instructions for what information to include and how to store it securely.

Get the Digital Asset and Password Organizer — $19 →

Pair it with the Letter of Instruction for a complete picture:

Estate Planning Starter Bundle — $49 →

The information in this post is for educational purposes only and does not constitute legal, tax, or financial advice.